Time’s Running Out to Renew Your Excess Coverage

Time is running out to renew your excess coverage! If you are an existing customer, the renewal period is open until June 30th, 2024. If you are a new customer, applications can be submitted until July 31st, 2024.

By customer request, CLIA’s Voluntary Excess Program (VEP) now offers the flexibility of additional coverage limits, extending up to $35 million per claim, with an annual aggregate limit of $35 million. Coverage options under the VEP include limits of $1 million, $2 million, $3 million, $4 million, $6.5 million, $9 million, $14 million, $19 million, $24 million, $29 million, and $34 million, in excess of a $1 million base. See our Excess Insurance page for an overview of the program and for information to help you determine if you need excess coverage. 

In addition, CLIA continues to offer a stand-alone cyber insurance product with higher limits than the cyber coverage we offer with the mandatory insurance. The stand-alone cyber insurance can be purchased in conjunction with the excess liability coverage or on its own. See Cyber Insurance Overview materials for more information.  

Before applying, gather the following information:

  • Have any of the lawyers listed on your application or their predecessors been the subject of disciplinary proceedings, suspended or disbarred from practice?

  • During the past 12 months (if renewal) or 5 years (if new application), have any claim related matters been reported to the Law Society by the firm, its predecessors and/or present and former lawyers?

  • After inquiry of the Firm’s lawyers, is the firm aware of any circumstances which would likely give rise to a claim against the firm, its predecessors and/or present and former lawyers, which has not been reported?

If applying for excess cyber coverage, your firm must meet certain requirement in order to be eligible. Some of the questions in the application form may require the assistance of your IT department. If you would like the questions in advance, contact cliacyber@ar-services.ca.

If you are an existing customer:

  • The renewal period will be open until June 30, 2024.

  • Pricing can change year to year – request a quote before you apply.

  • When you’re ready, Sign In To Your Account to access the application form. Note that the form will be prepopulated with your previous information. Please update if needed. 

If you are a new customer:

  • Submit applications until July 31, 2024 – applications submitted after that date will be prorated. Note: Cyber coverage cannot be prorated.

  • Request a quote before you apply.

  • When you’re ready, Create An Account to access the application form.

If you have any questions, please contact CLIA at service@clia.ca.

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